All bike owners in India are required to have a third-party liability two-wheeler insurance policy. Insurance documents play an essential role when it comes to renewals or claims processes, and their loss can result in claim rejection. However, with the help of the two-wheeler’s registration number, the details of the bike insurance policy can be recovered, even if the policy is lost.
The rules mandate that the insured must provide their registration number online when purchasing a two-wheeler or bike insurance policy. When an insurance policy is purchased, its details are linked to the vehicle’s registration number.
How to obtain bike insurance policy information by registration number
A registration number is a unique number assigned to a motorcycle. It is used to verify the information of the linked two-wheeler. Let’s assume that you want to know the policy expiry date but do not have the policy number. In that case, you can retrieve the two-wheeler insurance details by registration number by following the steps below.
- Go to the official website of the State Transport Department/RTO/Ministry of Road Transport & Highways.
- Enter your vehicle registration number, and the website will display the vehicle insurance policy details.
- You can also get the details of the bike insurance policy from the Insurance Information Bureau, which IRDAI governs. You can visit the official website of IRDAI for further details
You can get the policy validity/expiry date and other bike-related details easily on any of these websites.
You can also renew a bike insurance policy with a registration number:
You can use the registration number of your bike to renew your bike insurance policy. Your bike insurance policy is linked to the registration number, and you can use this number to track the policy’s details. As a result, you can renew your two-wheeler insurance policy on time. *
Other ways to get details of two-wheeler insurance policies:
By contacting the insurance provider, you can quickly recover the comprehensive bike insurance policy information. For the insurer to verify the owner, as many details as possible must be provided. The insurance company may issue the duplicate bike insurance policy when the information is verified. On the other hand, the insurance company may charge a fee for issuing a duplicate insurance policy.
It may be necessary to print a declaration of the lost two-wheeler insurance policy in the newspaper and share it with the insurance provider at times. In some circumstances, you must provide the lost policy declaration on indemnity bond paper, which is a non-judicial stamp paper.
If you want to know how to check bike insurance expiry date online, you can visit your insurer’s official website. Your insurance company has all the information about your policy in a database. You can go to their website anytime to see when your policy ends. *
* Standard T&C Apply
One should always safeguard the policy, but if it gets lost or stolen, the bike insurance policy can be easily obtained through various means. Still, one should keep a photocopy of the bike insurance policy. We also suggest that before finalizing a new policy, you should do a bike insurance check online to compare various policies.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.